Broker Check

Our Four Step Process

Step One / Define Your Goals and Objectives 

Before we chart your financial future, we need to listen to your values and concerns, and then take a good, hard look at where you stand today.  Together, we assess all fundamental criteria, including your investment goals, time horizon, available resources, need for liquidity, desired rate of return and tolerance for risk.  This intelligence enables us to build an investment allocation tailored to your personal needs and preferences. 

Step Two / Establish and Implement Your Asset Allocation Policy

We create a financial plan that fits your unique needs and objectives. We will provide you with a recommended asset allocation model and develop an Investment Policy Statement that is used as a guideline and point of reference.  Depending on your personal needs and preferences, we implement the plan utilizing either no-load and/or institutionally managed mutual funds, or position your assets with an institutional money manager that will trade individual securities on your behalf, in your own personal account separate from other investors. 

Step Three / Monitor and Rebalance Your Portfolio 

Market forces continually impact the underlying value of the asset classes in your portfolio.  In the interest of adhering to the investment policy statement which was developed based on your goals, risk tolerance, time horizon, and other personal preferences, we periodically rebalance the portfolio to maintain this continuity.  As your advisor, we constantly monitor the relative value of the asset classes in your portfolio, and the composition of your individual mutual funds, to make sure they reflect your asset allocation policy. 

Step Four / Report All Activity And Results Back To You 

We employ an unprecedented level of institutional quality services to define and execute your investment strategy.  To keep you well informed and in control, we provide an extensive reporting system.  You receive monthly brokerage statements, quarterly performance reports and year-end tax reports, all of which are easy to read and understand. We will work with you personally to ensure your understanding.  Technology is always a priority and an integral part of our service.  We make sure you are never more than a phone call away from knowing the status of your investments. 


Like most serious investors, you probably have some specific questions about how we are able to put an entire team of institutional-class investment experts to work managing your investments.  We’d love to sit down with you and answer those questions, one at a time.  All you have to do is contact us and schedule an appointment.